West Virginia Property and Casualty Licensing Practice Exam

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Prepare for the West Virginia Property and Casualty Licensing Exam. Study with flashcards and multiple choice questions, each question has hints and explanations. Get ready for your exam!

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What term describes an intentional act that is illegal or morally wrong, and contributes to the injury of another person?

Negligence
Misfeasance
Malfeasance
Nonfeasance

The correct answer is: Malfeasance

The term that describes an intentional act that is illegal or morally wrong and contributes to the injury of another person is malfeasance. This term specifically refers to wrongdoing or misconduct by an individual, particularly in a position of responsibility or authority, where they engage in actions that are unlawful or against ethical standards. In legal contexts, malfeasance involves acts that not only breach a duty but also lead to harm or injury, emphasizing the intention behind the act. This contrasts with the other terms presented. For example, negligence concerns a failure to exercise reasonable care, which may result in unintentional harm. Misfeasance denotes the improper performance of an act that one is lawfully allowed to do, while nonfeasance refers to the failure to act when there is a duty to do so. All these terms relate to different types of conduct regarding responsibility and behavior, but malfeasance specifically captures the essence of intentional wrongdoing that causes harm.